The residents of Lynn should be aware of an increase in attempts to gain
access to their personal identity information and or financial institutional
account information. These
attempts are being perpetrated using the internet and email systems.
This type of scam is not new, but is becoming more frequent due to the
affordability of computers and their additions into more households.
The terms applied to
these scams are “Email Spoofing” or “IP Spoofing” where a pirated,
copied, or forged email header logo is attached to an email, so that the
message appears to have originated from popular commercial related web sites
such as Visa, Master Card, Discover Card, eBay, America Online, and PayPal -
cited as only a few examples.
The potential victims
are advised that it is possible their account information has been
compromised, or that several attempts have been made by off shore internet
addressed to access the victim’s accounts.
The recipient will
then be directed to click on an enclosed link located within the email.
If this link is accessed the potential victim of fraud will be
transported to a web site in order to ‘update’ their account information
for “security reasons”. These
sites will look exactly like the legitimate web sites they profess to be.
Once a victim enters
his / her user account or personal information into one of these ‘spoofed’
sites, the information is quickly used to open fraudulent credit card or bank
accounts to commit fraud by identity theft or to drain money from the
In the case of on-line
auctions, accounts may be hijacked and passwords changed.
The fraudulent user can then offer for sale high end items such as
electronic or computer equipment. Unsuspecting buyers bidding on the items will make the payments, but
never receive the equipment, opening up the legitimate owner of the auction
account to face the initial fraud related charges.
Most victim’s of
this scam do not know that they are victim’s until much later, after
receiving a credit card bill having never opened an account, or after
receiving their bank statement listing charges the victim did not make.
In recent days several
Lynn residents have reported to the Lynn Police that they received these
Here are two example
of these emails:
U.S. Bank account holder,
recently reviewed your account, and suspect that your U.S. Bank
Internet Banking account may have been accessed by an unauthorized
third party. Protecting the security of your account and of the U.S.
Bank network is our primary concern. Therefore, as a preventative
measure, we have temporarily limited access to sensitive account features.
restore your account access, please take the following steps to ensure that
your account has not been compromised:
Login to your U.S. Bank Internet Banking account. In case you
are not enrolled for Internet Banking, you will have to use your Social
Security Number as both your Personal ID and Password.
Review your recent account history for any unauthorized withdrawals or
deposits, and check your account profile to make sure not changes have been
made. If any unauthorized activity has taken place on your account, report
this to U.S. Bank staff immediately.
get started, please click the link below:
apologize for any inconvenience this may cause, and appreciate your assistance
in helping us maintain the integrity of the entire U.S. Bank system.
Thank you for your prompt attention to this matter.
U.S. Bank Team
do not reply to this e-mail. Mail sent to this address cannot be answered. For
assistance, log in to your U.S. Bank account and choose the
"Help" link in the header of any page.”
“Recently there have been a large number of identity theft attempts
targeting Citibank customers. In order to safeguard your account, we require that you
update your Citibank ATM/Debit card PIN.
update is requested of you as a precautionary measure against fraud.
Please not that we have no particular indications that your details
have been compromised in any way.
process is mandatory, and if not completed within the nearest time your
account may be subjected to temporary suspension.
make sure you have your Citibank ATM/Debit card and recent statement at hand.
securely update your Citibank ATM/Debit card PIN please go to:
note that this update applies to your Citibank ATM/Debit card - which is
linked directly to your checking account, not Citibank credit cards.
you for your prompt attention to this matter and thank you for using Citibank!
of Citi Identity Theft Solutions
not reply to this email as it is an unmonitored alias.”